Debt Consolidation Loans  & Home Improvement Loans
 

  Debt Consolidation Loans

NO EQUITY?.......NO PROBLEM!

CONSOLIDATE YOUR BILLS & GET OUT OF DEBT WITH:

 THE USFS DEBT CONSOLIDATION LOAN 

This is a special opportunity that you will find hard to ignore. Now you can get the money you need to pay off those high interest credit cards and other high interest debt. The USFS Debt Consolidation Loan allows you to get out of debt and pay the lowest interest rate possible with one easy low payment per month. Just look at some of the many advantages: 

  • No Equity Needed                              

  • Interest is usually TAX DEDUCTIBLE!

  • No out of pocket costs

  • Ability to borrow cash if needed

  • Quick Closings

  • Ability to pay off credit cards, auto loans, etc.

*** Example of Savings *** 

If you currently have $20,000 in total revolving debt with total monthly payments of $600 it will take you over 30 years to get out of debt! 

The USFS Debt Consolidation Loan:

$20,000 consolidation loan 

$265 payment / Save $335 per month

or

Make same $600 payment to pay off loan in only 4.25 years!

If you currently have to pay debts with high interest rates you will want to look into the most popular debt consolidation loan we have available. Please call us toll free at (866) 312-6200 speak with a loan officer or fill out the easy online application for immediate action.

Home Improvement Loans
A home improvement loan is a low cost, tax deductible way to make your home look the way you have always dreamed about while increasing the value of your property at the same time. There are typically no restrictions for home improvements, as long as they are within the guidelines of local building codes. You also have the choice of doing the home improvement work yourself, or using a contractor. 
With a home improvement loan, you get a fully amortized fixed rate loan which is placed in second position on the title of your home. This type of home improvement loan is usually paid to you as a lump sum. Another option is a line of credit on your home, which is based on a variable rate and offers you the ability to draw money as you need it. 

There is no change in the term of your existing first mortgage when you take out a home improvement loan. You have a choice of loan terms from 5 to 30 years in most cases. If you have an existing home equity loan it must be paid off with the proceeds of the home improvement loan.  
There is also NO EQUITY needed for a home improvement loan. The maximum loan amount can go as high as 125% of the current appraised value of your home in most states. Check with your local USFS loan officer for the complete program details in your State. 

For more information, please contact a local USFS loan officer toll free at 1-866-312-6200 to start your application today or complete the short online application for immediate action.

 

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